Current VA Loan Rates

These VA Mortgage rates are based on an informal survey of our participating VA lenders for the date published.  Please read below for more important information about current VA mortgage rates. To get pre-qualified for a VA Home Loan and lock in your VA interest rate, please call or fill out the simple form to the right and a specialist with a participating VA approved lender will assist you. *APR will vary by the lender based on lender’s specific closing costs

As a VA Mortgage resource website, we know one of the most commonly searched for items is “what is the VA interest rate.”  So why is it so hard to get a straight answer about current VA interest rates.  We’re here to give you some answers, and to give you some current VA mortgage rates from actual VA lenders (above).

VA Mortgage Rates

VA interest rates are not set by the Department of Veterans Affairs (the VA) but by each VA approved lender individually.   There are numerous factors that impact what your specific VA Home Loan interest rate will be, so it’s almost impossible to get an accurate rate from a website advertisement or online quote.  Also, VA Mortgage rates are like most interest rates and they fluctuate with the financial markets.  So until you are locked in the interest rates can change with the financial markets on short notice, sometimes the same day.

Finally, you need to be aware of what rate they are actually quoting you.  Are you receiving a rate for VA ARM (adjustable rate mortgage) or a 30 year fixed rate?  Are you getting a quote for a VA loan at all, or are they quoting you a higher cost loan program that appears to have a lower rate.  It’s to your benefit to work with a VA Specialist at a participating VA lender. Someone who knows the VA guidelines and can quote you a real rate based on your individual profile and make sure you are getting the best deal in utilizing your VA benefits.

To speak with a VA Specialist, please call or fill out the simple form to the right and a VA Specialist with a participating VA lender will assist you.