Helping Military Veterans fully understand their
VA Home Loan Benefits
The VA home loan program is the best mortgage loan in America. It offers lower interest rates, no private mortgage insurance, and no minimum credit score requirement. You can’t find a better loan program. Don’t let anyone discourage you from using your VA home loan benefit. Learn how this program can benefit you.
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Types of VA Home Loans Available to Veterans
VA Purchase Loan
Helps Veterans buy a home at competitive interest rates without requiring a down payment or private mortgage insurance. There is no down payment required, no private mortgage insurance, competitive interest rates, and limited closing costs.
VA Construction Loan
The VA One-Time close construction loan enables Veterans to build a new home on a lot they own or plan to buy. This loan combines construction and permanent financing into a single loan, avoiding the need for two separate loans and additional closing costs.
VA Renovation Loan for Purchasing and Refinancing
This loan allows Veterans to purchase a home and finance repairs and renovations or refinance an existing mortgage and include the cost of home improvements.
VA Refinance IRRRL (Interest Rate Reduction Refinance Loan)
A VA IRRRL also known as a VA Streamline Refinance, it helps Veterans refinance an existing VA loan to lower their interest rate or switch from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage. This loan is simplified and is a faster refinance process.
VA Cash-Out Refinance
This program allows Veterans to refinance an existing loan (VA or non-VA) and take out cash from their home equity for various purposes, such as paying off debt, funding education, or making home improvements..
VA Home Mortgage Loans Experts
Imagine driving home, parking your car in your own driveway, walking across your own lawn, and coming through your own front door and being greeted by your family. Nothing is quite as satisfying as coming home to a house you own. There is a peace of mind and security that comes with home ownership. It’s the foundation of financial and cultural stability that has made the country great.
Few things in life are as big of a purchase as buying a new house. On top of choosing the right neighborhood, schools and finding a house that will be your family’s home for years; you also need to take care of all the loan paperwork for financing the home. The process does not have to be difficult. As a Military Veteran, you are entitled to a Veterans Affairs loan benefit, which offers you access to financial stability including competitive rates on VA Mortgage Loans. Whether you are looking for a VA Loan in Texas, Florida VA Loan, California or any of the 50 United States we can help you find a Veteran Loan specialist to help you out.
ARE YOU A
Retired veteran?
Whether you are retired career Military or separated from the service working a civilian job, odds are you are eligible for a Veteran Mortgage Loan and we can help you.
ARE YOU A
Active duty?
Whether you are stationed in the United States or deployed overseas, our Veterans Loan Specialists can work with you to meet your VA Home Loan needs.
ARE YOU A
Spouse of veteran?
Many times, the spouse of a Veteran or Active Duty personnel has to handle the home purchase and loan process. We can help you today!
People VA Specialists Helped
I just want to take this opportunity to express my appreciation for all the countless phone calls and hours of hard work that was required by my VA Loan Specialist in closing my loan application. Her patience and persistence in my unusual case was exemplary. She maintained a professional, yet lighthearted rapport with me and my various setbacks. She promised me two things which made me decide to use her as my loan officer (my Realtor said “I can’t believe you trusted someone from the Internet!”) She said “I guarantee the interest rate and I promise to close on time!” She was believable and I’m so glad I trusted her as I firmly believe no one else would have been so dedicated in seeing my loan become successful and close as it did!
Niles / MSG, USA, Ret
Contact VA Home Loan Lenders
VA Specialists assist with the documents and make the process easy. Call or inquire online with a VA home loan specialist.
VALoanCenter.net Updates
- VA Mortgage Loan Rates have been updated
- VA Streamline Refinance Rates for Veterans with a current VA Loan have been updated
- 2024 Veteran Affairs Loan Limits are now available
- Learn more about using Jumbo VA Mortgages for more expensive home purchases
- Info about Texas Vet Loans and rates have been updated
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